HOME LOAN CHECKLIST
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Check before you settle the accounts with the Contractor

Before you sign off and make the final payment, use this checklist to make sure the job is complete. Check that:
  • The work done meets the standards spelled out in the contract.
  • Ensure the written warranties for materials and workmanship.
  • Ensure that you have proof that all subcontractors and suppliers have been paid.
  • Ensure that the job site has been cleaned up and cleared of excess materials, tools and equipment.
  • Inspected and approved the completed work only if confirms to the standards as in the contract.

Where to Complain

If a problem arises then try to solve it with the contractor. Most of the problems can be resolved at this level. A constant follow up of the problem resolution is necessary, it can be done through phone calls. A written conversation through a letter posted by certified mail will be advantageous as you will have an additional document in your support if the dispute is not resolved at this level. Also, request a return receipt. That’s your proof that the company received your letter. Keep a copy of your files.

If you can’t get satisfaction, consider contacting the following organizations for further information and help:
  • State and local consumer protection offices.
  • Your state or local Builders Association and/or Re-modelers Council.
  • Your local Better Business Bureau.
  • Action line and consumer reporters. Check with your local newspaper, TV, and radio stations for contacts.
  • Local dispute resolution programs.
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